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Cream Cheese Filled Banana Bread

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This ultra-moist banana bread features a luscious swirl of tangy cream cheese filling, making every slice a decadent treat. Easy to make with pantry staples, it’s perfect for breakfast, snack, or dessert.

Ingredients

Scale
  • 3 medium ripe bananas (about 1 1/2 cups mashed)
  • 2 cups all-purpose flour
  • 3/4 cup granulated sugar
  • 1/2 cup unsalted butter, melted and slightly cooled
  • 2 large eggs, room temperature
  • 1/4 cup whole milk, room temperature
  • 1 teaspoon vanilla extract
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt
  • 1/2 teaspoon cinnamon (optional)
  • 8 ounces cream cheese, softened
  • 1/4 cup granulated sugar (for filling)
  • 1 large egg (for filling)
  • 2 tablespoons all-purpose flour (for filling)
  • 1/2 teaspoon vanilla extract (for filling)
  • Optional: 1/2 cup chocolate chips
  • Optional: 1/2 cup chopped walnuts or pecans
  • Optional: brown sugar (swap half the sugar in the batter for brown sugar)

Instructions

  1. Preheat oven to 350°F (175°C). Lightly grease a 9×5-inch loaf pan or line with parchment paper.
  2. In a large bowl, mash the bananas until mostly smooth with a few small lumps.
  3. Add melted butter, 3/4 cup sugar, 2 eggs, milk, and 1 teaspoon vanilla to the bananas. Whisk until fully combined.
  4. In a separate bowl, whisk together 2 cups flour, baking soda, salt, and cinnamon (if using).
  5. Gently stir the dry ingredients into the banana mixture until just combined. Do not overmix. Fold in chocolate chips or nuts if using.
  6. In another bowl, beat cream cheese, 1/4 cup sugar, 1 egg, 2 tablespoons flour, and 1/2 teaspoon vanilla until smooth and creamy.
  7. Pour a little over half of the banana batter into the prepared pan and smooth the top.
  8. Carefully spread the cream cheese filling over the batter in an even layer.
  9. Add the remaining banana batter on top, gently smoothing to cover the cream cheese layer.
  10. Bake for 55-65 minutes, checking at 50 minutes. Tent with foil if browning too quickly. The loaf is done when a toothpick inserted near the edge comes out clean.
  11. Cool in the pan for 20 minutes, then remove and cool completely on a wire rack before slicing.
  12. Slice thickly and serve at room temperature or slightly warmed. Store leftovers tightly wrapped in the refrigerator.

Notes

For best results, use room temperature ingredients to prevent lumps in the cream cheese filling. Do not overmix the batter. Let the loaf cool completely before slicing to keep the cream cheese layer intact. Customize with chocolate chips, nuts, or spices as desired. Store in the fridge for up to 5 days or freeze individual slices for longer storage.

Nutrition

Keywords: banana bread, cream cheese, filled banana bread, moist banana bread, easy banana bread, homemade loaf, breakfast, snack, dessert, quick bread

Find it online: https://jodierecipes.com/cream-cheese-filled-banana-bread-recipe-moist-and-easy-homemade-loaf/